TRUSTEE'S SALE Trustee's Sale of valuable fee simple property improved by premises known as 11610 Birch Avenue, Cumberland, MD 21502. By virtue of the power and authority contained in a Deed of Trust from JANICE R RHODES, dated August 7, 2009, and recorded in Liber 1621 at Page 075 among the land records of the COUNTY OF ALLEGANY, in the original principal amount of $136,500.00. Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the Courthouse for the COUNTY OF ALLEGANY, at 30 Washington Street, Cumberland, Maryland, on September 2, 2015 at 4:00 PM, all that property described in said Deed of Trust including but not limited to: ALL that certain piece or parcel of ground situated in Cover's Addition, Bowling Green, Allegany County, Maryland, known as Lot No. 44 and being part of the land conveyed to Ralph G. Cover by deed of Lulu L. Long, dated September 22, 1946 and recorded in Liber 211, Folio 29, one of the Land Records of Allegany County, Maryland, a plat of which said Cover's Addition is designated as Plat No. 50 among the Plat records of Allegany County, Maryland, and more particularly described as follows: BEGINNING at the end of the third line of Lot. No. 43 and then reversing said third line, North 7 degrees 20 minutes West 100 feet to a 15 foot alley; thence with said alley, North 82 degrees 40 minutes East 40 feet, then South 7 degrees 20 minutes East 100 feet to the northerly line of Maple Street then with said northerly line, South 82 degrees 40 minutes West 40 feet to the beginning. BEING the fee simple property which, by Deed dated July 9, 2003, and recorded in the Land Records of the City of Cumberland, County of Allegany, Maryland, in Liber 718, Folio 823, was granted and conveyed by Richard L. Horn and Paula A. Horn unto Janice R. Rhodes. Said property is in fee simple and is improved by a dwelling and is sold in "as is condition" and subject to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, as may affect same, if any. TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is lower, cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.00% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assessments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowners association dues and assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, otherwise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser's only remedy is the return of the deposit. Trustee's File No. 15-247621. LOAN TYPE= FHA Kristine D. Brown, et al., Substitute Trustees. SHAPIRO & BROWN, LLP 10021 Balls Ford Road, Suite 200 Manassas, Virginia 20109 (410) 769-9797 Adv.:AUGUST 17, 24 & 31, 2015
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