MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage executed by Larry R. Williams and wife Donna Casey, originally in favor of Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for Urban Financial Group, on the 27th day of December, 2010, said mortgage recorded in the Office of the Judge of Probate of Cullman County, Alabama, in MTG Book 1646 Page 927; the undersigned Urban Financial of America, LLC, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Courthouse at Cullman, Cullman County, Alabama, on January 28, 2016, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Cullman County, Alabama, to-wit: A tract of land being in the Southwest Quarter of the Northwest Quarter Section 13,Township 11 South, Range 3 West Cullman County, Alabama: described as commencing at an existing 1 inch pipe locally accepted as the Southwest corner of said Southwest Quarter of the Northwest Quarter; thence North 00 degrees 05 minutes 29 seconds West 176.36 feet to an existing 1/2 inch rebar being the point of beginning; thence continue North 00 degrees 05 minutes 29 seconds West 608.64 feet to an existing 1/2 inch rebar; thence South 89 degrees 44 minutes 45 seconds East 210.00 feet to a 1/2 inch rebar; thence South 00 degrees 05 minutes 29 seconds East 210.00 feet to a 1/2 inch rebar; thence North 89 degrees 44 minutes 45 seconds East 134.22 feet to a 1/2 inch rebar; thence West 506.42 feet to a set rebar; thence South 44 degrees 47 minutes 04 seconds West 60.81 feet to a found rebar; thence North 11 degrees 00 minutes 11 seconds West 120.43 feet to a found rebar; thence North 89 degrees 44 minutes 45 seconds West 240.40 feet to the point of beginning of the property herein conveyed. Less and except road rights -of- way, and all other rights of way and easements of record. Property street address for informational purposes: 870 County Road 573, Hanceville, AL 35077 THIS PROPERTY WILL BE SOLD ON AN “AS IS, WHERE IS” BASIS, SUBJECT TO ANY EASEMENTS, ENCUMBRANCES, AND EXCEPTIONS REFLECTED IN THE MORTGAGE AND THOSE CONTAINED IN THE RECORDS OF THE OFFICE OF THE JUDGE OF PROBATE OF THE COUNTY WHERE THE ABOVE-DESCRIBED PROPERTY IS SITUATED. THIS PROPERTY WILL BE SOLD WITHOUT WARRANTY OR RECOURSE, EXPRESSED OR IMPLIED AS TO TITLE, USE AND/OR ENJOYMENT AND WILL BE SOLD SUBJECT TO THE RIGHT OF REDEMPTION OF ALL PARTIES ENTITLED THERETO. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation. Urban Financial of America, LLC, Mortgagee/Transferee Ginny Rutledge SIROTE & PERMUTT, P.C. P. O. Box 55727 Birmingham, AL 35255-5727 Attorney for Mortgagee/Transferee www.sirote.com/foreclosures 375758 December 10, 17 and 24, 2015
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