MORTGAGE FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage executed on July 25, 2008 by Mark Eddy, an unmarried man, originally in favor of Mortgage Electronic Registration Systems, Inc. as nominee for MortgageAmerica, Inc., and recorded in MTG Book 1573 at Page 831 on August 14, 2008, and modified in agreement recorded August 15, 2012 in MTG Book 1683 at Page 542, in the Office of the Judge of Probate of Cullman County, Alabama, and secured indebtedness having been transferred or assigned to MidFirst Bank as reflected by instrument recorded in MISC Book 300, Page 189 of the same Office. Shapiro and Ingle, L.L.P., as counsel for Mortgagee or Transferee and under and by virtue of power of sale contained in the said mortgage will, on March 3, 2016, sell at public outcry to the highest bidder in front of the main entrance of the Cullman County, Alabama, Courthouse in the City of Cullman, during the legal hours of sale, the following real estate situated in Cullman County, Alabama, to wit: Lot Number Ten (10) in Block Two (2) in Culpepper's Subdivision to Cullman, Alabama, as shown and known on the recorded plat of said subdivision in the Office of the Judge of Probate of Cullman County, Alabama. For informational purposes only, the property address is: 303 Rae Ave Southwest, Cullman, AL 35055. Any property address provided is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description referenced herein shall control. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. Furthermore, the property to be offered pursuant to this notice of sale is being offered for sale, transfer and conveyance AS IS, WHERE IS. Neither the mortgagee, nor the officers, directors, attorneys, employees, agents or authorized representative of the mortgagee make any representation or warranty relating to the title or any physical, environmental, health or safety conditions existing in, on, at or relating to the property offered for sale. Any and all responsibilities or liabilities arising out of or in any way relating to any such condition, including those suggested by Code of Ala. (1975) § 35-4-271, expressly are disclaimed. This sale is subject to all prior liens and encumbrances and unpaid taxes and assessments including any transfer tax associated with the foreclosure. The successful bidder must tender a non-refundable deposit of Five Thousand Dollars and no/100 ($5,000.00) in certified or cash funds at the time and place of the sale. The balance of the purchase price must be paid in certified funds by close of business on the next business day thereafter at the Law Office of Shapiro and Ingle, LLP at the address indicated below. Shapiro and Ingle, LLP reserves the right to award the bid to the next highest bidder, or to reschedule the sale, should the highest bidder fail to timely tender the total amount due. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process. MidFirst Bank, and its successors and assigns Mortgagee or Transferee SHAPIRO AND INGLE, LLP 10130 Perimeter Parkway, Suite 400 Charlotte, NC 28216 704-333-8107/ 16-009134 Attorneys for Mortgagee or Transferee February 10, 17 and 24, 2016
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